AI Massive Multi- modeling Platform
FEATURES
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Fast Analysis
- Direct upload or direct link to DB
- Rapid processing of massive transaction data
- Various data segmenting options including filtering and sorting
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Systematic and Efficient
- A systematic framework to build, monitor and update thousands of predictive models in parallel in a single gallery view
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Intuitive
- Intuitive UI and UX for novice users
- Various parameter sets for each algorithm
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Cutting-edge Algorithms
- Machine learning algorithms from regression, classification, clustering, and recommendation models
- Deep learning algorithms from regression and classification models
- Emsemble tehnology combining the strenghts of each algorithm
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Seamless Integration
- It allows seamless integration with legacy systems using REST APIs while the existing system remains unchanged.
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Advanced Feature Engineering
- Consists of Data Pre-processing and Feature Selection
- Automatically selects features from the feature pool that results in the best model performance
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Insights with Visualization
- Users can derive business insights using optimal models with different visualization on data, features, model performances and prediction results, etc.
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Monitors Model Performance
- Real-time monitoring of thousands of AI models simultanesouly
- Self-reinforcing mechanism to ensure optimal performances
- create up-to-date models, monitor, compare model performance between Champion and multiple Challenger models, and deploy in real-time with Model Switching
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XAI service
- Provide rationales for each prediction
- Provide explanatory modules for each AI model
Optimizing AI with ABACUS
The Choice of Large Banks and Financial Companies
Case Studies
Customer Success Stories
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Delinquency Prediction
One of the largest banks in Korea has deployed our AI models to predict loan performance. An AI-based delinquency prediction score was created by learning data related to personal loans amounting to $10M. With our service, our client easily detected high-risk applicants and showed a decline in delinquency rates with extra net income generated.
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Predict Customer Satisfaction
ABACUS provides AI-based customer satisfaction scores by predicting customer turnover and responses to marketing. With just a few clicks, client-based ABACUS models can be created, enabling customized marketing to increase customer satisfaction.
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Assessing Microenterprises
Explainable AI (XAI) provides AI-based assessment of creditworthiness for micro- and small business owners from a multi-dimensional view. Using the assessments, our banking partners can acquire more clients with more attractive interest rates and credit limits.
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Product Recommendation
ABACUS provides financial product recommendation model with over 95% accuracy.
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Deep Learning-based FDS
Major credit card companies have adopted our deep learning-based fraud detection system (FDS). The system can process over 15,000 mass transaction data per minute, making it possible to retrain new data almost in real-time.
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Insurance Underwriting
Insurance underwriting models are developed using various data including product features, collateral, coverage limits, personal and financial information of the policyholder. Insurance companies can use the AI models for product development, product recommendation, policy management and risk management.
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Insurance Fraud Detection
ABACUS AI models assess insurance claims, and identify factors indicating insurance fraud.
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Insurance Claims Management
ABACUS enhances customer (policyholders) satisfaction and streamlines the process of managing claims, including determining the appropriate amount of the claim, and identifying claims that need further investigation.
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Cross-Industry Data Integration
ABACUS integrates financial and non-financial data. We developed AI Financial Health Score to enable financial services using digital communication data.
AI-driven Underwriting
Behavior Pattern Analysis
Pattern Analysis of Borrowers’ Behaviors
With ABACUS, we can build and monitor thousands of AI models simultaneously with a self-reinforcing mechanism. ABACUS can process, analyze, measure, and monitor the behavioral patterns of borrowers from a multi-dimensional view across the entire credit cycle.
AI Screening
Explainable AI (XAI) for Creditworthiness Assessment
ABACUS is an explainable AI with high accuracy and security using an AI-based risk management module.
Multidimensional Model
(MDM)
- Model Development
- Criteria
- Strategy
- 1 Year
- Delinquency
- Limited product offering
- 1-2 Week
- Delinquency, Prepayment, Prob. of Upsell, Cross-sell
(Credit Card, E-commerce, Retail.), etc. - Strategy
Automated Credit-Cycle
Control Module
Control System
Risk
Mgmt.
Mgmt.
- Product
Planning - Credit
Acquistion - Account
Maintenance - Collection
- Write-off
