AIZEN GLOBALCreditConnect

AIZEN completed designing the AI banking infrastructure based on the information obtained by integrating calculated accounts of 20 Korean commercial banks and the data gathered by analyzing the sales, including revenue trends of similar business types, sales statistics, and calculated expected payment (credit sales) of recent shopping transactions worth over KRW 2.3 trillion made on Gmarket, Coupang, SSG.com, 11st, auction, and KG Inicis, among others. We are focusing on sectors where finance is not connected to distribution to expand the financial services of individual online shopping business owners and are using elaborate AI models to support the owners’ decision-making. In the rapidly growing e-vehicle market, we are applying AI models based on vehicle battery performance data and operation data to develop a predicting model for managing optimal performance and build the financial infrastructure based on them. For e-vehicles, the cost of batteries accounts for about 40 percent of the total price, making performance management and maintenance crucial. Thus, providing financial services based on their predicted expected lifespan is possible. AIZEN Global is applying for patents related to e-vehicle batteries and continuously expanding financial services.

Fully combining various data and connecting them to the financial industry leads to the globalization of “banking services.” “Credit Connect” has advanced into Vietnam and Indonesia, and we have secured 117 affiliated businesses to expand our credit-creating ecosystem in Southeast Asia. In particular, “Credit Connect” is being applied to the largest medical platform, delivery platform, and digital solution platform in the rapidly growing Vietnamese market. In addition, we have signed partnership agreements with local financial institutions, including the Vietnam Maritime Commercial Joint Stock Bank (MSB), to provide financial services to nonfinancial industries.